Hello CF! I'm Jerry and I'm a D.Charger R/T Daytona owner. Looking to change my car to a Chrysler 300 v6.

I've had my car for 2 weeks now, but it seems like it is devouring my wallet! It's a V8 Hemi. Not only is gas expensive, but my payment spiked from $270/mo (old car) to $390/mo (with insurance) and my insurance also jumped from $70/mo to $120/mo. I'm paying almost $550 a month, NOT including gas! Yes I drive A LOT. I guess I made an impulsive buy on this car.

Now, I have a few questions:

My loan is at $23k at 2.70% (bought extended warranty)
Car was sold to me at $16k with 80k miles.
My previous loan had a $5.5k pay-off balance.
My truck was "underwater" I received 2k for truck from dealership.

Anyways, I've only had my car for 2 weeks and I want a Chrysler 300!

I will not contact the dealership I bought my charger from because they don't have any Chrysler 300's.

What are the steps I should take to change car? Advice? Suggestions?

If you have any other questions to help me make a decision, please let me know! I would really appreciate it

My Car:





I REALLY WANT A Chrysler 300!

 

Uh, this is a car forum. I think you need a debt management service.
Your first step is to stop acting impulsively. Figure out what kind of debt load you can manage on your income THEN figure out what kind of car will fit into that budget. Buying the car first is going at it all backwards.
The 300 is not going to be significantly cheaper than the Dodge Hemi, and could be more.
You might be better off selling the Dodge and driving a beater for a couple of years until you can save up some cash to apply towards a better car with a smaller note and thus a smaller monthly hit. You have figured out that insurance, plates, and gas need to be included in the budget. Retain that lesson.

 

TOP BANANA Regrets. On the bright side, the cops will be able to spot you very easily.